Flood Zone Comparison
Compare key metrics between 13643 13643, NY — Zone A and 13691 13691, NY — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13643 13643, NY — Zone A | 13691 13691, NY — Zone A |
|---|---|---|
| name | 13643 13643, NY — Zone A | 13691 13691, NY — Zone A |
| zip code | 13643 | 13691 |
| city | 13643 | 13691 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 990 | 990 |
| base flood elevation | 7 ft | 5 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2018 | 12 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Merrimack River (0.2 miles) | Red River (0.9 miles) |
| elevation ft | 320 | 169 |
| population | 9,880 | 51,473 |
| median home value | 138,214 | 223,359 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $105,209 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $54,865 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5112C918J | 7597C130J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.