Flood Zone Comparison
Compare key metrics between 13760 13760, NY — Zone AE and 14854 14854, NY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13760 13760, NY — Zone AE | 14854 14854, NY — Zone AE |
|---|---|---|
| name | 13760 13760, NY — Zone AE | 14854 14854, NY — Zone AE |
| zip code | 13760 | 14854 |
| city | 13760 | 14854 |
| state | New York | New York |
| state code | NY | NY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,345 | 3,344 |
| base flood elevation | 21 ft | 5 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2021 | 2 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Savannah River (0.3 miles) | Pacific Ocean (0.8 miles) |
| elevation ft | 1,979 | 959 |
| population | 19,903 | 75,467 |
| median home value | 489,519 | 697,723 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,564 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $160,366 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7098C495J | 1941C345J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.