Flood Zone Comparison
Compare key metrics between 13790 13790, NY — Zone VE and 34238 34238, FL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13790 13790, NY — Zone VE | 34238 34238, FL — Zone VE |
|---|---|---|
| name | 13790 13790, NY — Zone VE | 34238 34238, FL — Zone VE |
| zip code | 13790 | 34238 |
| city | 13790 | 34238 |
| state | New York | Florida |
| state code | NY | FL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 4,655 | 4,656 |
| base flood elevation | 7 ft | 13 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2023 | 14 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Connecticut River (4.6 miles) | local river (4.7 miles) |
| elevation ft | 20 | 57 |
| population | 9,759 | 58,559 |
| median home value | 656,904 | 497,355 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $62,009 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $31,309 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 6383C601J | 9215C790J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.