Flood Zone Comparison
Compare key metrics between 13795 13795, NY — Zone VE and 22438 22438, VA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13795 13795, NY — Zone VE | 22438 22438, VA — Zone VE |
|---|---|---|
| name | 13795 13795, NY — Zone VE | 22438 22438, VA — Zone VE |
| zip code | 13795 | 22438 |
| city | 13795 | 22438 |
| state | New York | Virginia |
| state code | NY | VA |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 4,346 | 4,356 |
| base flood elevation | 11 ft | 20 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2009 | 3 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Potomac River (4.8 miles) | Lake Huron (4.3 miles) |
| elevation ft | 108 | 1,226 |
| population | 68,692 | 9,323 |
| median home value | 308,026 | 704,344 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $196,010 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,115 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 7094C169J | 8202C734J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.