Flood Zone Comparison
Compare key metrics between 13812 13812, NY — Zone AE and 57799 Sturgis, SD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13812 13812, NY — Zone AE | 57799 Sturgis, SD — Zone AE |
|---|---|---|
| name | 13812 13812, NY — Zone AE | 57799 Sturgis, SD — Zone AE |
| zip code | 13812 | 57799 |
| city | 13812 | Sturgis |
| state | New York | South Dakota |
| state code | NY | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,393 | 3,393 |
| base flood elevation | 30 ft | 9 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2005 | 15 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Tampa Bay (4.9 miles) | Tennessee River (5.0 miles) |
| elevation ft | 72 | 1,287 |
| population | 28,654 | 36,634 |
| median home value | 575,859 | 392,848 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,737 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $74,176 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7728C670J | 1864C556J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.