Flood Zone Comparison
Compare key metrics between 13861 13861, NY — Zone A and 21773 21773, MD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13861 13861, NY — Zone A | 21773 21773, MD — Zone AE |
|---|---|---|
| name | 13861 13861, NY — Zone A | 21773 21773, MD — Zone AE |
| zip code | 13861 | 21773 |
| city | 13861 | 21773 |
| state | New York | Maryland |
| state code | NY | MD |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,353 | 1,353 |
| base flood elevation | 18 ft | 21 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2016 | 2 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Tampa Bay (3.7 miles) | Arkansas River (0.6 miles) |
| elevation ft | 323 | 1,013 |
| population | 10,910 | 49,338 |
| median home value | 721,096 | 349,316 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,267 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $12,731 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9117C435J | 1698C786J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.