Flood Zone Comparison
Compare key metrics between 13863 13863, NY — Zone AE and 35952 35952, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13863 13863, NY — Zone AE | 35952 35952, AL — Zone AE |
|---|---|---|
| name | 13863 13863, NY — Zone AE | 35952 35952, AL — Zone AE |
| zip code | 13863 | 35952 |
| city | 13863 | 35952 |
| state | New York | Alabama |
| state code | NY | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,320 | 3,320 |
| base flood elevation | 12 ft | 29 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2007 | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Ohio River (1.2 miles) | Merrimack River (0.7 miles) |
| elevation ft | 1,296 | 1,512 |
| population | 28,246 | 27,127 |
| median home value | 201,634 | 407,601 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $49,144 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $126,288 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5616C559J | 2197C220J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.