Flood Zone Comparison
Compare key metrics between 13903 13903, NY — Zone A and 48633 48633, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 13903 13903, NY — Zone A | 48633 48633, MI — Zone AE |
|---|---|---|
| name | 13903 13903, NY — Zone A | 48633 48633, MI — Zone AE |
| zip code | 13903 | 48633 |
| city | 13903 | 48633 |
| state | New York | Michigan |
| state code | NY | MI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,113 | 2,113 |
| base flood elevation | 13 ft | 11 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2019 | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | local stream (0.3 miles) | Pacific Ocean (3.5 miles) |
| elevation ft | 413 | 668 |
| population | 51,662 | 32,808 |
| median home value | 588,106 | 506,365 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $177,988 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $96,818 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7170C663J | 3380C755J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.