Flood Zone Comparison
Compare key metrics between 14009 14009, NY — Zone AE and 32461 32461, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14009 14009, NY — Zone AE | 32461 32461, FL — Zone AE |
|---|---|---|
| name | 14009 14009, NY — Zone AE | 32461 32461, FL — Zone AE |
| zip code | 14009 | 32461 |
| city | 14009 | 32461 |
| state | New York | Florida |
| state code | NY | FL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,248 | 1,248 |
| base flood elevation | 21 ft | 11 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2008 | 9 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Long Island Sound (2.5 miles) | drainage canal (1.8 miles) |
| elevation ft | 1,633 | 81 |
| population | 70,160 | 79,264 |
| median home value | 135,832 | 353,753 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $48,900 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $107,832 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3174C957J | 4688C447J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.