Flood Zone Comparison
Compare key metrics between 14056 14056, NY — Zone AE and 61318 61318, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14056 14056, NY — Zone AE | 61318 61318, IL — Zone A |
|---|---|---|
| name | 14056 14056, NY — Zone AE | 61318 61318, IL — Zone A |
| zip code | 14056 | 61318 |
| city | 14056 | 61318 |
| state | New York | Illinois |
| state code | NY | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,095 | 2,095 |
| base flood elevation | 5 ft | 11 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2005 | 7 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Ohio River (2.7 miles) | Lake Erie (2.9 miles) |
| elevation ft | 545 | 1,967 |
| population | 68,044 | 29,540 |
| median home value | 607,542 | 339,963 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $59,250 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $125,954 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3011C527J | 7695C304J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.