Flood Zone Comparison
Compare key metrics between 14075 14075, NY — Zone A and 38655 38655, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14075 14075, NY — Zone A | 38655 38655, MS — Zone AE |
|---|---|---|
| name | 14075 14075, NY — Zone A | 38655 38655, MS — Zone AE |
| zip code | 14075 | 38655 |
| city | 14075 | 38655 |
| state | New York | Mississippi |
| state code | NY | MS |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,221 | 2,221 |
| base flood elevation | 28 ft | 5 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2022 | 9 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | local river (1.6 miles) | Lake Huron (0.1 miles) |
| elevation ft | 1,778 | 530 |
| population | 12,369 | 15,151 |
| median home value | 449,613 | 744,251 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,165 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,640 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2812C703J | 1115C739J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.