Flood Zone Comparison
Compare key metrics between 14228 14228, NY — Zone AE and 22026 22026, VA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14228 14228, NY — Zone AE | 22026 22026, VA — Zone A |
|---|---|---|
| name | 14228 14228, NY — Zone AE | 22026 22026, VA — Zone A |
| zip code | 14228 | 22026 |
| city | 14228 | 22026 |
| state | New York | Virginia |
| state code | NY | VA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,143 | 2,143 |
| base flood elevation | 5 ft | 10 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2013 | 12 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Chesapeake Bay (4.5 miles) | local creek (0.7 miles) |
| elevation ft | 1,704 | 115 |
| population | 8,992 | 9,131 |
| median home value | 497,215 | 375,832 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $147,449 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $76,693 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3154C896J | 2861C279J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.