Flood Zone Comparison
Compare key metrics between 14304 14304, NY — Zone VE and 32003 Fleming Island, FL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14304 14304, NY — Zone VE | 32003 Fleming Island, FL — Zone VE |
|---|---|---|
| name | 14304 14304, NY — Zone VE | 32003 Fleming Island, FL — Zone VE |
| zip code | 14304 | 32003 |
| city | 14304 | Fleming Island |
| state | New York | Florida |
| state code | NY | FL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,737 | 6,730 |
| base flood elevation | 22 ft | 18 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2024 | 1 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | retention pond (2.7 miles) | Gulf of Mexico (0.9 miles) |
| elevation ft | 479 | 18 |
| population | 67,104 | 65,482 |
| median home value | 250,273 | 164,270 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $105,301 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $170,390 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 8174C537J | 5461C799J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.