Flood Zone Comparison
Compare key metrics between 14478 14478, NY — Zone X-shaded and 19555 19555, PA — Zone D. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14478 14478, NY — Zone X-shaded | 19555 19555, PA — Zone D |
|---|---|---|
| name | 14478 14478, NY — Zone X-shaded | 19555 19555, PA — Zone D |
| zip code | 14478 | 19555 |
| city | 14478 | 19555 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | Moderate Risk | Undetermined |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone D (Undetermined Risk — No Analysis Performed) |
| risk level | Moderate Risk | Undetermined |
| annual flood prob | 0.2% annual chance (500-year flood) | Unknown — flood risk not yet determined by FEMA |
| insurance required | Recommended but not required | Recommended — risk is undetermined |
| avg annual premium | 529 | 529 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2023 | 0 recorded flood events in the past 50 years |
| nearest water | Mississippi River (0.5 miles) | Missouri River (5.0 miles) |
| elevation ft | 668 | 1,741 |
| population | 45,936 | 13,782 |
| median home value | 215,293 | 772,338 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,638 | Unknown chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $59,878 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Purchase flood insurance as a precaution; research historical flooding in your area; contact your local floodplain administrator; maintain proper drainage; prepare an emergency kit and evacuation plan. |
| fema map id | 5897C634J | 3091C397J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.