Flood Zone Comparison
Compare key metrics between 14541 14541, NY — Zone AE and 76035 76035, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14541 14541, NY — Zone AE | 76035 76035, TX — Zone A |
|---|---|---|
| name | 14541 14541, NY — Zone AE | 76035 76035, TX — Zone A |
| zip code | 14541 | 76035 |
| city | 14541 | 76035 |
| state | New York | Texas |
| state code | NY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,368 | 2,368 |
| base flood elevation | 7 ft | 23 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2019 | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Gulf of Mexico (2.5 miles) | Lake Michigan (0.4 miles) |
| elevation ft | 1,541 | 1,456 |
| population | 29,128 | 39,463 |
| median home value | 315,697 | 456,086 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $31,878 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $153,550 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7217C765J | 7109C530J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.