Flood Zone Comparison
Compare key metrics between 14774 14774, NY — Zone AE and 18242 18242, PA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14774 14774, NY — Zone AE | 18242 18242, PA — Zone AE |
|---|---|---|
| name | 14774 14774, NY — Zone AE | 18242 18242, PA — Zone AE |
| zip code | 14774 | 18242 |
| city | 14774 | 18242 |
| state | New York | Pennsylvania |
| state code | NY | PA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,289 | 3,289 |
| base flood elevation | 6 ft | 16 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2008 | 5 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | drainage canal (5.0 miles) | Lake Superior (2.8 miles) |
| elevation ft | 846 | 1,108 |
| population | 42,846 | 46,284 |
| median home value | 256,451 | 755,804 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $62,652 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $153,946 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4248C235J | 9862C545J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.