Flood Zone Comparison
Compare key metrics between 14816 14816, NY — Zone AE and 35460 35460, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14816 14816, NY — Zone AE | 35460 35460, AL — Zone AE |
|---|---|---|
| name | 14816 14816, NY — Zone AE | 35460 35460, AL — Zone AE |
| zip code | 14816 | 35460 |
| city | 14816 | 35460 |
| state | New York | Alabama |
| state code | NY | AL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 947 | 947 |
| base flood elevation | 15 ft | 7 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2021 | 1 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Lake Huron (2.9 miles) | Long Island Sound (1.7 miles) |
| elevation ft | 554 | 804 |
| population | 18,793 | 15,417 |
| median home value | 376,271 | 703,793 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $57,853 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,016 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4322C840J | 2750C352J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.