Flood Zone Comparison
Compare key metrics between 14824 14824, NY — Zone AE and 55321 55321, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14824 14824, NY — Zone AE | 55321 55321, MN — Zone A |
|---|---|---|
| name | 14824 14824, NY — Zone AE | 55321 55321, MN — Zone A |
| zip code | 14824 | 55321 |
| city | 14824 | 55321 |
| state | New York | Minnesota |
| state code | NY | MN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,941 | 1,941 |
| base flood elevation | 25 ft | 5 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2013 | 11 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Gulf of Mexico (4.5 miles) | Mississippi River (1.3 miles) |
| elevation ft | 237 | 885 |
| population | 41,280 | 53,917 |
| median home value | 796,735 | 441,755 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,241 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $133,511 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3183C376J | 7950C672J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.