Flood Zone Comparison
Compare key metrics between 14865 14865, NY — Zone AE and 22849 22849, VA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14865 14865, NY — Zone AE | 22849 22849, VA — Zone AE |
|---|---|---|
| name | 14865 14865, NY — Zone AE | 22849 22849, VA — Zone AE |
| zip code | 14865 | 22849 |
| city | 14865 | 22849 |
| state | New York | Virginia |
| state code | NY | VA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 811 | 811 |
| base flood elevation | 29 ft | 23 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2010 | 10 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | local creek (2.3 miles) | Chesapeake Bay (4.2 miles) |
| elevation ft | 6 | 375 |
| population | 32,469 | 3,362 |
| median home value | 296,009 | 668,940 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $168,063 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $55,964 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7385C240J | 8305C291J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.