Flood Zone Comparison
Compare key metrics between 14891 14891, NY — Zone A and 95133 95133, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14891 14891, NY — Zone A | 95133 95133, CA — Zone AE |
|---|---|---|
| name | 14891 14891, NY — Zone A | 95133 95133, CA — Zone AE |
| zip code | 14891 | 95133 |
| city | 14891 | 95133 |
| state | New York | California |
| state code | NY | CA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,162 | 1,162 |
| base flood elevation | 10 ft | 18 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2016 | 14 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Red River (4.5 miles) | Galveston Bay (1.9 miles) |
| elevation ft | 725 | 55 |
| population | 28,433 | 53,956 |
| median home value | 296,747 | 403,962 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $83,739 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $114,598 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7676C473J | 1848C435J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.