Flood Zone Comparison
Compare key metrics between 14892 14892, NY — Zone A and 22538 22538, VA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 14892 14892, NY — Zone A | 22538 22538, VA — Zone A |
|---|---|---|
| name | 14892 14892, NY — Zone A | 22538 22538, VA — Zone A |
| zip code | 14892 | 22538 |
| city | 14892 | 22538 |
| state | New York | Virginia |
| state code | NY | VA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,188 | 2,188 |
| base flood elevation | 23 ft | 7 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2006 | 15 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Galveston Bay (2.9 miles) | Long Island Sound (2.7 miles) |
| elevation ft | 1,376 | 1,512 |
| population | 35,556 | 6,530 |
| median home value | 669,816 | 208,089 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,291 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,121 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4878C819J | 8364C731J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.