Flood Zone Comparison
Compare key metrics between 16242 16242, PA — Zone A and 38650 38650, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 16242 16242, PA — Zone A | 38650 38650, MS — Zone AE |
|---|---|---|
| name | 16242 16242, PA — Zone A | 38650 38650, MS — Zone AE |
| zip code | 16242 | 38650 |
| city | 16242 | 38650 |
| state | Pennsylvania | Mississippi |
| state code | PA | MS |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,283 | 2,283 |
| base flood elevation | 19 ft | 15 ft |
| historical floods | 0 recorded flood events in the past 50 years | 2 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Tampa Bay (2.7 miles) | Lake Michigan (3.0 miles) |
| elevation ft | 1,692 | 1,096 |
| population | 31,476 | 75,119 |
| median home value | 150,074 | 413,239 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $138,322 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $156,659 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3280C130J | 3861C992J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.