Flood Zone Comparison
Compare key metrics between 18460 18460, PA — Zone A and 28708 28708, NC — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 18460 18460, PA — Zone A | 28708 28708, NC — Zone A |
|---|---|---|
| name | 18460 18460, PA — Zone A | 28708 28708, NC — Zone A |
| zip code | 18460 | 28708 |
| city | 18460 | 28708 |
| state | Pennsylvania | North Carolina |
| state code | PA | NC |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,407 | 1,407 |
| base flood elevation | 28 ft | 9 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2013 | 13 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Atlantic Ocean (3.5 miles) | Lake Erie (5.0 miles) |
| elevation ft | 1,344 | 779 |
| population | 60,970 | 37,695 |
| median home value | 616,827 | 651,545 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $119,798 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,663 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1033C128J | 8239C904J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.