Flood Zone Comparison
Compare key metrics between 18946 18946, PA — Zone AE and 92311 92311, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 18946 18946, PA — Zone AE | 92311 92311, CA — Zone AE |
|---|---|---|
| name | 18946 18946, PA — Zone AE | 92311 92311, CA — Zone AE |
| zip code | 18946 | 92311 |
| city | 18946 | 92311 |
| state | Pennsylvania | California |
| state code | PA | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,044 | 1,044 |
| base flood elevation | 11 ft | 14 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2007 | 15 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Lake Ontario (3.7 miles) | retention pond (1.0 miles) |
| elevation ft | 15 | 1,403 |
| population | 17,824 | 71,470 |
| median home value | 748,516 | 371,569 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $16,649 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $51,353 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1054C343J | 3757C616J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.