Flood Zone Comparison
Compare key metrics between 18964 18964, PA — Zone AE and 27924 27924, NC — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 18964 18964, PA — Zone AE | 27924 27924, NC — Zone A |
|---|---|---|
| name | 18964 18964, PA — Zone AE | 27924 27924, NC — Zone A |
| zip code | 18964 | 27924 |
| city | 18964 | 27924 |
| state | Pennsylvania | North Carolina |
| state code | PA | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,269 | 1,269 |
| base flood elevation | 13 ft | 6 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2011 | 10 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Connecticut River (3.5 miles) | Lake Michigan (2.5 miles) |
| elevation ft | 1,072 | 180 |
| population | 63,563 | 39,591 |
| median home value | 617,697 | 311,838 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $83,917 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $22,365 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5661C824J | 4620C747J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.