Flood Zone Comparison
Compare key metrics between 19938 19938, DE — Zone A and 40763 40763, KY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 19938 19938, DE — Zone A | 40763 40763, KY — Zone AE |
|---|---|---|
| name | 19938 19938, DE — Zone A | 40763 40763, KY — Zone AE |
| zip code | 19938 | 40763 |
| city | 19938 | 40763 |
| state | Delaware | Kentucky |
| state code | DE | KY |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,337 | 1,337 |
| base flood elevation | 18 ft | 12 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2018 | 8 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | local stream (4.8 miles) | Columbia River (3.6 miles) |
| elevation ft | 40 | 973 |
| population | 78,863 | 38,318 |
| median home value | 613,468 | 584,705 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $58,282 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $93,294 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4837C427J | 8776C211J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.