Flood Zone Comparison
Compare key metrics between 19964 19964, DE — Zone AE and 39769 39769, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 19964 19964, DE — Zone AE | 39769 39769, MS — Zone AE |
|---|---|---|
| name | 19964 19964, DE — Zone AE | 39769 39769, MS — Zone AE |
| zip code | 19964 | 39769 |
| city | 19964 | 39769 |
| state | Delaware | Mississippi |
| state code | DE | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,412 | 2,412 |
| base flood elevation | 14 ft | 23 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2007 | 15 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | James River (1.9 miles) | Atlantic Ocean (0.7 miles) |
| elevation ft | 71 | 1,535 |
| population | 18,937 | 18,145 |
| median home value | 794,471 | 773,597 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $52,086 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $137,134 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6858C838J | 7292C849J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.