Flood Zone Comparison
Compare key metrics between 20601 Waldorf, MD — Zone A and 61372 61372, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 20601 Waldorf, MD — Zone A | 61372 61372, IL — Zone AE |
|---|---|---|
| name | 20601 Waldorf, MD — Zone A | 61372 61372, IL — Zone AE |
| zip code | 20601 | 61372 |
| city | Waldorf | 61372 |
| state | Maryland | Illinois |
| state code | MD | IL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,415 | 2,415 |
| base flood elevation | 17 ft | 19 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2012 | 8 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Colorado River (2.6 miles) | local creek (4.0 miles) |
| elevation ft | 372 | 1,426 |
| population | 54,194 | 19,639 |
| median home value | 432,912 | 255,693 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $170,965 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $99,047 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7410C845J | 6233C296J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.