Flood Zone Comparison
Compare key metrics between 20608 20608, MD — Zone AE and 28510 28510, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 20608 20608, MD — Zone AE | 28510 28510, NC — Zone AE |
|---|---|---|
| name | 20608 20608, MD — Zone AE | 28510 28510, NC — Zone AE |
| zip code | 20608 | 28510 |
| city | 20608 | 28510 |
| state | Maryland | North Carolina |
| state code | MD | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,417 | 3,416 |
| base flood elevation | 13 ft | 22 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2019 | 4 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Tampa Bay (4.7 miles) | Pacific Ocean (4.8 miles) |
| elevation ft | 1,519 | 87 |
| population | 58,192 | 38,658 |
| median home value | 473,082 | 648,230 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $50,301 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $151,640 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6338C538J | 6397C277J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.