Flood Zone Comparison
Compare key metrics between 20650 20650, MD — Zone A and 72223 72223, AR — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 20650 20650, MD — Zone A | 72223 72223, AR — Zone A |
|---|---|---|
| name | 20650 20650, MD — Zone A | 72223 72223, AR — Zone A |
| zip code | 20650 | 72223 |
| city | 20650 | 72223 |
| state | Maryland | Arkansas |
| state code | MD | AR |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,562 | 2,562 |
| base flood elevation | 26 ft | 23 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2017 | 0 recorded flood events in the past 50 years |
| nearest water | Red River (0.3 miles) | Galveston Bay (1.0 miles) |
| elevation ft | 880 | 1,104 |
| population | 4,451 | 24,727 |
| median home value | 278,842 | 250,510 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $94,869 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $162,901 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8924C551J | 7362C799J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.