Flood Zone Comparison
Compare key metrics between 20852 20852, MD — Zone VE and 79606 79606, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 20852 20852, MD — Zone VE | 79606 79606, TX — Zone VE |
|---|---|---|
| name | 20852 20852, MD — Zone VE | 79606 79606, TX — Zone VE |
| zip code | 20852 | 79606 |
| city | 20852 | 79606 |
| state | Maryland | Texas |
| state code | MD | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 5,990 | 5,996 |
| base flood elevation | 8 ft | 17 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2018 | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | Lake Michigan (1.7 miles) | Merrimack River (0.7 miles) |
| elevation ft | 426 | 152 |
| population | 11,572 | 36,841 |
| median home value | 344,795 | 274,635 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $80,264 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $28,749 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 8879C782J | 5181C418J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.