Flood Zone Comparison
Compare key metrics between 21146 21146, MD — Zone A and 80516 80516, CO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 21146 21146, MD — Zone A | 80516 80516, CO — Zone AE |
|---|---|---|
| name | 21146 21146, MD — Zone A | 80516 80516, CO — Zone AE |
| zip code | 21146 | 80516 |
| city | 21146 | 80516 |
| state | Maryland | Colorado |
| state code | MD | CO |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,974 | 1,974 |
| base flood elevation | 5 ft | 5 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2004 | 10 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Mississippi River (4.8 miles) | Lake Erie (4.9 miles) |
| elevation ft | 1,167 | 6,674 |
| population | 77,858 | 60,825 |
| median home value | 762,976 | 150,792 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $46,065 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $10,317 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7691C810J | 5969C427J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.