Flood Zone Comparison
Compare key metrics between 22427 22427, VA — Zone AE and 60053 60053, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 22427 22427, VA — Zone AE | 60053 60053, IL — Zone A |
|---|---|---|
| name | 22427 22427, VA — Zone AE | 60053 60053, IL — Zone A |
| zip code | 22427 | 60053 |
| city | 22427 | 60053 |
| state | Virginia | Illinois |
| state code | VA | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,910 | 2,910 |
| base flood elevation | 21 ft | 12 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2023 | 15 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Lake Huron (2.9 miles) | local creek (0.4 miles) |
| elevation ft | 1,071 | 908 |
| population | 25,721 | 46,948 |
| median home value | 791,220 | 454,426 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $152,638 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $186,578 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9517C125J | 4277C251J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.