Flood Zone Comparison
Compare key metrics between 22842 22842, VA — Zone X-shaded and 28001 Albemarle, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 22842 22842, VA — Zone X-shaded | 28001 Albemarle, NC — Zone AE |
|---|---|---|
| name | 22842 22842, VA — Zone X-shaded | 28001 Albemarle, NC — Zone AE |
| zip code | 22842 | 28001 |
| city | 22842 | Albemarle |
| state | Virginia | North Carolina |
| state code | VA | NC |
| category | Moderate Risk | High Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | Moderate Risk | High Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 1% annual chance (100-year flood) |
| insurance required | Recommended but not required | Required for federally-backed mortgages |
| avg annual premium | 810 | 810 |
| base flood elevation | N/A — not in Special Flood Hazard Area | 12 ft |
| historical floods | 0 recorded flood events in the past 50 years | 5 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Gulf of Mexico (1.0 miles) | Lake Michigan (1.4 miles) |
| elevation ft | 669 | 1,858 |
| population | 12,212 | 76,187 |
| median home value | 182,647 | 549,108 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $26,314 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $14,432 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1568C401J | 5799C417J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.