Flood Zone Comparison
Compare key metrics between 22850 22850, VA — Zone A and 38049 38049, TN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 22850 22850, VA — Zone A | 38049 38049, TN — Zone A |
|---|---|---|
| name | 22850 22850, VA — Zone A | 38049 38049, TN — Zone A |
| zip code | 22850 | 38049 |
| city | 22850 | 38049 |
| state | Virginia | Tennessee |
| state code | VA | TN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,064 | 1,064 |
| base flood elevation | 14 ft | 15 ft |
| historical floods | 0 recorded flood events in the past 50 years | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Arkansas River (0.7 miles) | Gulf of Mexico (4.7 miles) |
| elevation ft | 1,267 | 1,679 |
| population | 41,429 | 64,802 |
| median home value | 181,224 | 109,363 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,529 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $185,602 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5272C995J | 7954C192J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.