Flood Zone Comparison
Compare key metrics between 23072 23072, VA — Zone AE and 38963 38963, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23072 23072, VA — Zone AE | 38963 38963, MS — Zone AE |
|---|---|---|
| name | 23072 23072, VA — Zone AE | 38963 38963, MS — Zone AE |
| zip code | 23072 | 38963 |
| city | 23072 | 38963 |
| state | Virginia | Mississippi |
| state code | VA | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,498 | 2,498 |
| base flood elevation | 7 ft | 23 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2015 | 10 recorded flood events in the past 50 years. Most recent major flood: 2016 |
| nearest water | Ohio River (4.4 miles) | Chesapeake Bay (3.8 miles) |
| elevation ft | 1,227 | 1,828 |
| population | 18,256 | 60,084 |
| median home value | 264,734 | 476,181 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $51,862 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $199,284 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5636C477J | 9214C130J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.