Flood Zone Comparison
Compare key metrics between 23323 23323, VA — Zone A and 44620 44620, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23323 23323, VA — Zone A | 44620 44620, OH — Zone A |
|---|---|---|
| name | 23323 23323, VA — Zone A | 44620 44620, OH — Zone A |
| zip code | 23323 | 44620 |
| city | 23323 | 44620 |
| state | Virginia | Ohio |
| state code | VA | OH |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,065 | 2,065 |
| base flood elevation | 15 ft | 7 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2017 | 5 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Potomac River (4.5 miles) | Lake Huron (0.2 miles) |
| elevation ft | 990 | 1,683 |
| population | 71,558 | 43,780 |
| median home value | 422,688 | 260,538 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $21,699 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $153,248 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8117C545J | 3497C987J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.