Flood Zone Comparison
Compare key metrics between 23488 23488, VA — Zone VE and 33328 33328, FL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23488 23488, VA — Zone VE | 33328 33328, FL — Zone VE |
|---|---|---|
| name | 23488 23488, VA — Zone VE | 33328 33328, FL — Zone VE |
| zip code | 23488 | 33328 |
| city | 23488 | 33328 |
| state | Virginia | Florida |
| state code | VA | FL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,038 | 6,012 |
| base flood elevation | 19 ft | 24 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2021 | 0 recorded flood events in the past 50 years |
| nearest water | James River (4.4 miles) | Savannah River (4.7 miles) |
| elevation ft | 453 | 30 |
| population | 8,007 | 20,869 |
| median home value | 243,735 | 147,595 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $62,611 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $164,510 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 4951C923J | 8508C969J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.