Flood Zone Comparison
Compare key metrics between 23608 23608, VA — Zone AE and 61864 61864, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23608 23608, VA — Zone AE | 61864 61864, IL — Zone AE |
|---|---|---|
| name | 23608 23608, VA — Zone AE | 61864 61864, IL — Zone AE |
| zip code | 23608 | 61864 |
| city | 23608 | 61864 |
| state | Virginia | Illinois |
| state code | VA | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,542 | 1,542 |
| base flood elevation | 18 ft | 26 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2020 | 9 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Pacific Ocean (1.5 miles) | Lake Ontario (4.4 miles) |
| elevation ft | 1,582 | 1,910 |
| population | 43,149 | 39,450 |
| median home value | 701,967 | 155,250 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $91,462 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $160,330 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5631C416J | 1487C892J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.