Flood Zone Comparison
Compare key metrics between 23690 23690, VA — Zone AE and 48204 48204, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23690 23690, VA — Zone AE | 48204 48204, MI — Zone AE |
|---|---|---|
| name | 23690 23690, VA — Zone AE | 48204 48204, MI — Zone AE |
| zip code | 23690 | 48204 |
| city | 23690 | 48204 |
| state | Virginia | Michigan |
| state code | VA | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,114 | 1,114 |
| base flood elevation | 7 ft | 16 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2011 | 6 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Tennessee River (4.3 miles) | Connecticut River (1.7 miles) |
| elevation ft | 43 | 257 |
| population | 3,866 | 47,745 |
| median home value | 686,125 | 308,085 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $180,485 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $90,038 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3860C499J | 2624C217J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.