Flood Zone Comparison
Compare key metrics between 23866 23866, VA — Zone AE and 57049 57049, SD — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23866 23866, VA — Zone AE | 57049 57049, SD — Zone A |
|---|---|---|
| name | 23866 23866, VA — Zone AE | 57049 57049, SD — Zone A |
| zip code | 23866 | 57049 |
| city | 23866 | 57049 |
| state | Virginia | South Dakota |
| state code | VA | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,092 | 1,092 |
| base flood elevation | 26 ft | 23 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2012 | 13 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Tampa Bay (4.5 miles) | Lake Ontario (4.2 miles) |
| elevation ft | 845 | 1,664 |
| population | 27,861 | 22,388 |
| median home value | 146,896 | 339,372 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $153,568 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,014 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4352C238J | 7203C261J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.