Flood Zone Comparison
Compare key metrics between 23966 23966, VA — Zone A and 28465 28465, NC — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 23966 23966, VA — Zone A | 28465 28465, NC — Zone AE |
|---|---|---|
| name | 23966 23966, VA — Zone A | 28465 28465, NC — Zone AE |
| zip code | 23966 | 28465 |
| city | 23966 | 28465 |
| state | Virginia | North Carolina |
| state code | VA | NC |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 839 | 839 |
| base flood elevation | 5 ft | 17 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2008 | 9 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Potomac River (2.8 miles) | retention pond (1.2 miles) |
| elevation ft | 923 | 1,760 |
| population | 75,943 | 21,624 |
| median home value | 455,493 | 455,075 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $131,493 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $22,715 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6597C853J | 9954C243J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.