Flood Zone Comparison
Compare key metrics between 24078 24078, VA — Zone AE and 48213 48213, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 24078 24078, VA — Zone AE | 48213 48213, MI — Zone AE |
|---|---|---|
| name | 24078 24078, VA — Zone AE | 48213 48213, MI — Zone AE |
| zip code | 24078 | 48213 |
| city | 24078 | 48213 |
| state | Virginia | Michigan |
| state code | VA | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 912 | 912 |
| base flood elevation | 19 ft | 6 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 | 11 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Lake Michigan (0.2 miles) | Tennessee River (2.3 miles) |
| elevation ft | 1,182 | 707 |
| population | 73,086 | 74,803 |
| median home value | 600,790 | 442,767 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,277 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $146,870 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3423C345J | 9663C578J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.