Flood Zone Comparison
Compare key metrics between 24540 24540, VA — Zone AE and 49945 49945, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 24540 24540, VA — Zone AE | 49945 49945, MI — Zone AE |
|---|---|---|
| name | 24540 24540, VA — Zone AE | 49945 49945, MI — Zone AE |
| zip code | 24540 | 49945 |
| city | 24540 | 49945 |
| state | Virginia | Michigan |
| state code | VA | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,540 | 2,540 |
| base flood elevation | 28 ft | 23 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2016 | 13 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Delaware River (4.9 miles) | Connecticut River (3.3 miles) |
| elevation ft | 483 | 119 |
| population | 69,651 | 29,052 |
| median home value | 161,181 | 344,263 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $103,467 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $63,062 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4819C206J | 7435C748J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.