Flood Zone Comparison
Compare key metrics between 25086 25086, WV — Zone A and 36106 36106, AL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 25086 25086, WV — Zone A | 36106 36106, AL — Zone AE |
|---|---|---|
| name | 25086 25086, WV — Zone A | 36106 36106, AL — Zone AE |
| zip code | 25086 | 36106 |
| city | 25086 | 36106 |
| state | West Virginia | Alabama |
| state code | WV | AL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,230 | 1,230 |
| base flood elevation | 13 ft | 6 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2006 | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 |
| nearest water | Gulf of Mexico (2.0 miles) | Mississippi River (2.2 miles) |
| elevation ft | 282 | 221 |
| population | 48,995 | 5,149 |
| median home value | 410,974 | 742,837 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $59,444 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $12,751 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2086C651J | 2084C930J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.