Flood Zone Comparison
Compare key metrics between 25313 25313, WV — Zone AE and 38623 38623, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 25313 25313, WV — Zone AE | 38623 38623, MS — Zone AE |
|---|---|---|
| name | 25313 25313, WV — Zone AE | 38623 38623, MS — Zone AE |
| zip code | 25313 | 38623 |
| city | 25313 | 38623 |
| state | West Virginia | Mississippi |
| state code | WV | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,740 | 1,740 |
| base flood elevation | 14 ft | 5 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2016 | 10 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Rio Grande (0.5 miles) | Potomac River (1.1 miles) |
| elevation ft | 1,565 | 1 |
| population | 55,829 | 3,115 |
| median home value | 751,338 | 372,534 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $147,980 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $109,258 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7861C795J | 5165C585J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.