Flood Zone Comparison
Compare key metrics between 26638 26638, WV — Zone A and 33903 33903, FL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 26638 26638, WV — Zone A | 33903 33903, FL — Zone AE |
|---|---|---|
| name | 26638 26638, WV — Zone A | 33903 33903, FL — Zone AE |
| zip code | 26638 | 33903 |
| city | 26638 | 33903 |
| state | West Virginia | Florida |
| state code | WV | FL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,718 | 1,718 |
| base flood elevation | 5 ft | 29 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2004 | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Gulf of Mexico (0.9 miles) | Ohio River (1.8 miles) |
| elevation ft | 1,886 | 90 |
| population | 2,466 | 62,272 |
| median home value | 604,621 | 588,732 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $199,678 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $47,859 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5184C448J | 4706C148J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.