Flood Zone Comparison
Compare key metrics between 27009 27009, NC — Zone AE and 27818 27818, NC — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27009 27009, NC — Zone AE | 27818 27818, NC — Zone A |
|---|---|---|
| name | 27009 27009, NC — Zone AE | 27818 27818, NC — Zone A |
| zip code | 27009 | 27818 |
| city | 27009 | 27818 |
| state | North Carolina | North Carolina |
| state code | NC | NC |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,357 | 1,357 |
| base flood elevation | 12 ft | 12 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2021 | 12 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Pacific Ocean (4.1 miles) | Delaware River (3.3 miles) |
| elevation ft | 690 | 992 |
| population | 19,164 | 78,831 |
| median home value | 405,069 | 756,526 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $35,149 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $34,684 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7720C608J | 8185C332J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.