Flood Zone Comparison
Compare key metrics between 27040 27040, NC — Zone A and 73768 73768, OK — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27040 27040, NC — Zone A | 73768 73768, OK — Zone AE |
|---|---|---|
| name | 27040 27040, NC — Zone A | 73768 73768, OK — Zone AE |
| zip code | 27040 | 73768 |
| city | 27040 | 73768 |
| state | North Carolina | Oklahoma |
| state code | NC | OK |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,637 | 1,637 |
| base flood elevation | 15 ft | 15 ft |
| historical floods | 0 recorded flood events in the past 50 years | 6 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Potomac River (3.0 miles) | Gulf of Mexico (2.1 miles) |
| elevation ft | 882 | 427 |
| population | 31,663 | 61,304 |
| median home value | 454,163 | 573,876 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $61,132 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $24,823 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9928C820J | 2052C483J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.