Flood Zone Comparison
Compare key metrics between 27105 27105, NC — Zone VE and 32193 32193, FL — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 27105 27105, NC — Zone VE | 32193 32193, FL — Zone VE |
|---|---|---|
| name | 27105 27105, NC — Zone VE | 32193 32193, FL — Zone VE |
| zip code | 27105 | 32193 |
| city | 27105 | 32193 |
| state | North Carolina | Florida |
| state code | NC | FL |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,536 | 7,533 |
| base flood elevation | 22 ft | 13 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2004 | 8 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Long Island Sound (0.3 miles) | Susquehanna River (0.6 miles) |
| elevation ft | 91 | 75 |
| population | 23,509 | 36,224 |
| median home value | 146,216 | 709,267 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $79,757 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $191,236 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 9722C493J | 6523C531J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.